Discounted sale housing scheme
We work with private developers to secure discounted sale properties on new housing developments. Discounted sale means that the properties are for sale to eligible households for a percentage of their open market value.
The discounted sale housing scheme was first launched in 2010 and was previously known as the Homeseekers’ Register. It has been set up to manage the sale and re-sale of this type of affordable housing.
The scheme seeks to ensure discounted sale properties remain within reach of households on local incomes. Unlike some other forms of affordable housing, such as shared ownership, with discounted sale properties the purchaser owns their home outright. This means no other party retains a share of the equity, but the initial price and each re-sale is subject to the same percentage discount.
Our policy and procedure framework for the buying and selling of discounted sale housing is set out in this Discounted sale housing guidance document (PDF: 496 Kb / 15 pages).
Am I eligible to buy a discounted sale property?
Discounted sale properties are for sale to eligible households for the discounted price.
The three main eligibility criteria are:
-
Affordable housing need
The applying household must show, in financial terms, that they need the discount in order to afford the property. To decide this, we look at a household’s circumstances, income, savings and equity in any property owned, wages and potential mortgage. -
Have a local connection to a particular parish or neighbouring parish
The local connection criteria will vary depending on the location of the property.
Read the discounted sale housing guidance document (PDF: 496 Kb / 15 pages), for a full explanation of local connection. -
Only property of the purchaser
A discounted sale property must be the only home of the purchaser. If you currently own the property you live in, you are not excluded from the discounted sale scheme and can join the waiting list. However, you must show evidence to us that you have sold your property (subject to contract) before we will approve you to buy a discounted sale property.
Register to join the waiting list to buy a discounted sale property
You must be on the discounted sale waiting list before you can buy a discounted sale property.
To apply to join the discounted sale waiting list, complete one of the forms below:
Complete the online discounted sale housing registration form to apply to join the waiting list.
Download and complete the discounted sale housing registration form (PDF: 294 Kb / 7 pages), return this form to us, using the return address stated on the form, to apply to join the waiting list.
We will send you confirmation of your acceptance onto the waiting list within 10 working days of receiving the registration form. Once on the waiting list, we will send you details of properties available to buy through the scheme and how to apply for approval to buy them.
Discounted sale properties available to buy
RE-SALE – 43 Primrose Drive, Penrith, CA11 8FD
Property Type: 3-bed 3-storey former end-terrace dwellinghouse constructed approximately 2019 with a gross internal area of 103 sq m. The accommodation comprises on the ground floor: entry hall, living room, kitchen, hall/stairs and separate WC. On the first floor are two bedrooms with a bathroom/WC. There is also a second floor bedroom with en-suite. Outside there is small forecourt with an enclosed rear yard. There is allocated space in a shared parking area to the rear of the property.
Open Market Value: £225,000
Discounted Sale: £135,000
Vendor: Harry Ardley
Email: harryardley@outlook.com
Local Connection: Eden area of Westmorland and Furness
For more information and to view the property, please contact the vendor directly. For an application form, please contact affordable.housing@westmorlandandfurness.gov.uk
Deadline for applications: 29 May 2026 (Friday) at 5pm.
RE-SALE – 2 Woodyard place, Kings Meaburn, Penrith, CA10 3BQ
Property Type: 2-storey 3-bed mid-terraced house constructed in 2017 with a gross internal area of 75 sq m. The accommodation comprises on the ground floor: kitchen, WC & WHB, living room and storage cupboard. On the first floor are 3 bedrooms and bathroom. Outside there are 2 car parking spaces to the rear, front and rear gardens and on road parking to the front.
Open Market Value: £230,000
Discounted Sale: £138,000
Vendor: James Addison
Email: addison23@hotmail.co.uk
Local Connection: The parish of Kings Meaburn or the neighbouring parishes of Crosby Ravensworth, Sleagill, Morland, Bolton or Bandleyside
For more information and to view the property, please contact the vendor directly. For an application form, please contact affordable.housing@westmorlandandfurness.gov.uk
Deadline for applications: 1 June 2026 (Monday) at 5pm.
RE-SALE – 14 Lilac Grove, Penrith, CA11 8FJ
Property Type: 3-storey 3-bed end-terrace dwelling house constructed in approximately 2020 with a gross external area of 82 sq m. The accommodation comprises on the ground floor: entry hall/stairs, open plan living room, kitchen and WC. On the first floor are 2 bedrooms and bathroom/WC. Outside there is a lawn to the front, tandem car parking to the side and an enclosed rear yard.
Open Market Value: £204,000
Discounted Sale: £122,400
Vendor: Aidan and Leonie Challenger
Email: challengeraidan8@gmail.com
Local Connection: Eden area of Westmorland and Furness
For more information and to view the property, please contact the vendor directly. For an application form, please contact affordable.housing@westmorlandandfurness.gov.uk
Deadline for applications: 8 June 2026 (Monday) at 5pm.
Price Cap
From 1 January 2026 the Discounted Sale Price Cap will be £180,482 (60% of the average (mean) property price for the Eden area).
Viewing discounted properties
For further details regarding these properties or to arrange a viewing please contact the vendor directly.
All applicants must be registered on our Homeseekers Register. If you wish to apply, please complete our application form or call our Housing Team for further details.
It is strongly advised that if you do submit an application for this property, you read the Discounted Sales Guidance (PDF: 496 / 15 pages).
Selling a discounted sale property
Before you market a discounted sale property for sale, you must first provide written notice to us of your intention to sell.
You must employ, at your own expense, an independent Royal Institute of Chartered Surveyors (RICS) registered surveyor to provide an open market valuation for your property.
Your chosen surveyor will need to complete their valuation using the discounted sale housing standard valuation template (Word: 401 Kb / 4 pages).
For further information on selling your discounted sale property, please contact us using the details below.