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Eden District Council
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Homeseekers

What is the Homeseekers' Register?

The Homeseekers' Register is an initiative set up by us in November 2010 to manage the sale of low cost home ownership properties, in respect of new build housing schemes, and each subsequent resale of these homes. The scheme offers an alternative to shared ownership schemes, often run by Housing Associations, or shared equity schemes, such as the Government's HomeBuy scheme.

Property prices in Eden are among the highest in Cumbria, and the Homeseekers' Register has been developed because we recognises that many local people have been priced out of the housing market due to the level of property prices. The low cost home ownership properties are generally new build properties which have been negotiated with private developers as their contribution to affordable housing through a planning obligation.

Who will qualify?

Applicants will need to demonstrate that:

  • They are in affordable housing need, that is they require the discount to purchase the property (Government recommendations on responsible borrowing are set at 3.5x single income, and 2.9x joint income).
  • They have a local connection to the area (as defined in our Core Strategy and the 'Section 106' legal agreement for the scheme). For more information see below Homeseekers Register local connection.

Percentage discount

The Homeseekers' Register will enable us to nominate qualifying persons in respect of newly built homes, and re-sales of discounted sale properties. The percentage discount on each subsequent resale is the same as on the initial sale.

The policy seeks to ensure low cost home ownership properties remain within reach of people on local incomes. The Homeseekers' Register seeks to achieve this through a percentage discount, based on the open market value:

Property Value (OMV) Discount
£100k or less

33.33%

Over £100k - £115k

35%

Over £115k

*40%


The upper price limit would be capped at 60% of average (mean) property prices for Eden District - as some larger or more expensive properties would be beyond the means of people on local incomes even with a 60% discount. We will review the upper limit on an annual basis based on the latest house price data.

Prioritising applicants

Properties will generally be allocated based on time on the Homeseekers' Register; however, priority will be given in respect of:

  • Family housing: for 3 bedroom houses this will include households including 2 or more children and for 4/ 4+ bedroom houses (households including 3 or more children
  • Bungalows and adapted/ adaptable ground floor flats - priority will be given to households including someone aged 60 or over, and households including someone registered disabled.

Homeseekers' register frequently asked questions

If you would like to know more see our list of frequently asked questions.

How to apply to go on the Homeseekers Register

Applications are made by submitting the attached completed forms, they should then be sent to the address at the top of the form. On receipt we will send you further information.

For further information:

  • Contact: The Housing Team
  • Telephone: 01768 817817
  • Email: housing.services@eden.gov.uk
  • Fax: 01768 890732
  • Address: Eden District Council, Mansion House, Penrith, Cumbria CA11 7YG

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