The information below is to help you with the calculation of your Housing Benefit/Council Tax Reduction.
Your applicable amount is the amount that the Government says that you and your family need to live on each week. It is made up of either personal allowances only, or a combination of personal allowances and premiums. Which of these apply to your claim will depend on your age, circumstances, and who is in your household.
When your applicable amount has been calculated, it is then compared with your income to work out your benefit entitlement.
If you would like to find out if you are entitled to Council Tax and/or Housing Benefit, you can do this by clicking on the online benefit calculator link below. You will need to enter your personal circumstances, household income and capital details. From this it will work out your applicable amount and, therefore, your entitlement (if any).
If you are renting from a private landlord, not a Housing Association, you will need to find out the Local Housing Allowance Ratethat applies to you.
Online benefit calculator (Opens in new window)
Applicable Amounts - (these do not apply if you are on Income Support)
|Personal Allowances for: ||£ |
|Single claimant aged less than 25 years |
|Single claimant aged not less than 25 years |
|Single claimant aged 60 years to 64 years |
|Single claimant aged 65 years or over || |
|Lone parent aged less than 18 years |
|Lone parent aged not less than 18 years |
|Lone parent aged 60 years to 64 years |
|Lone parent aged 65 years or over || |
|Couple both aged less than 18 years |
|Couple at least one aged 18 years |
|Couple at least one aged 60 years to 64 years |
|Couple at least one aged 65 years or over || |
|Child or young person from birth to first Monday in September following their 16th birthday || |
|Child or young person from first Monday in September following their 16th birthday to the day before their 20th birthday || |
- You normally must be in receipt of Child Benefit for the young person if a personal allowance for the young person is to be added to your applicable amount.
- If you are 60 years of age or over, the personal allowance may not apply to you right away due to the equalisation of state pension age.
|Premiums ||£ |
|Family Premium (claimants with children) || |
|Family Premium (Lone Parent) protected for certain claimants || |
|Disability Premium for single person || |
|Disability Premium for couple || |
|Enhanced Disability Premium for single person || |
|Enhanced Disability Premium for couple || |
|Enhanced Disability Premium for child || |
|Severe Disability Premium for single person || |
|Severe Disability Premium for couple where one qualifies || |
|Severe Disability Premium for couple where both qualify || |
|Carer Premium || |
|Disabled Child Premium || |
If you pay rent to a landlord and your rent includes payment for meals, fuel and/or water charges, we have to deduct these from the rent. If these are included in your rent, but the amounts are not specified, we have to deduct the following:
|Meals provide ||Adult ||Child (under 16) |
|Full Board (at least three meals per day) || |
|Breakfast Only || |
|Part Board || |
Fuel Charge Deduction
More than one room
|Type of fuel ||£ |
|Heating || |
|Hot Water || |
|Lighting || |
|Cooking || |
|All fuel || |
|Facilities ||£ |
|Heating and any hot water and/or lighting || |
|Cooking || |
The Rent Officer usually works out what amount to deduct for water charges.
Please note that if you receive Local Housing Allowance, the above amenity charges do not apply.
Normally, if there is someone who lives with you who is 18 years of age or over, and you are not getting Child Benefit for them, we have to deduct one of the following amounts per week:
|Age ||Gross Income ||Housing Benefit ||Council Tax Benefit |
|Age 18 years or over ||£406.00 or more || |
|Age 18 years or over ||£326.00 to £405.99 || |
|Age 18 years or over ||£245.00 to £325.99 || |
|Age 18 years or over ||£188.00 to £244.99 || |
|Age 18 years or over ||£128.00 to £187.99 || |
|Age 18 years or over ||Income less than £128.00 || |
|Age 18 years or over ||Not in remunerative work || |
|Age 25 years or over ||On Income Support, or Income Based Job Seeker's Allowance || |
|In receipt of main phase Employment and Support Allowance (Income Related) || |
|Under 25 years of age |
|On Income Support, or on Income Based Job Seeker's Allowance || |
|Not in receipt of main phase Employment and Support Allowance (Income Related) || |
|In receipt of Pension Credit in and/or not in remunerative work || |
There is no non-dependant deduction if you or your partner are registered blind, or are receiving the care component of the Disability Living Allowance, or Attendance Allowance. If you or your partner are aged 65 years or over, and a non-dependant moves in, there is no deduction for the first 26 weeks from the date they move in. Also, if you or your partner are 65 years of age or over and the non-dependant's income increases, the change is not done until 26 weeks after the increase. Although they are not implemented immediately, it is important that you notify us of these changes as they happen.
If you or your partner are working, we disregard one of the following amounts from your earned income:
|Single Parent || |
|If your applicable amount includes the Disability Premium, Severe Disability Premium, or Higher Pensioner Premium || |
|Couples || |
|Single || |
|Widowed Parent's Allowance and Widowed Mother's Allowance || |
|Additional disregard for single persons (aged 25 years or over) and couples without children (at least one aged 25 years or over) working at least 30 hours per week || |
|Single parents, couples with children, disabled people and certain people aged 50 years or over working at least 16 hours per week || |
Working at least 16 hours per week and paying childcare charges in respect of one child up to a maximum of £175 per week of the childcare charges. In respect of two or more children, up to a maximum of £300 per week of the childcare charges. (These are the main earnings deductions. You should contact us if you need more details).
Certain benefits, such as Attendance Allowance and Disability Living Allowance, are disregarded. Child Benefit and maintenance received for a child are also disregarded
If you have more than £16,000 worth of capital assets you will not be entitled to benefit. If you have more than £6,000, for every £250 or part of £250 above £6,000, we have to add £1 to your weekly income. However, if you are 60 years of age or over, the first £10,000 is disregarded and £1 will be added for every £500 between £10,000 and £16,000.